
Helping buyers, homeowners, and self-employed borrowers make confident mortgage decisions through clarity, strategy, and education across Florida, Georgia, and South Carolina.

I’m Toni Taylor Gozza , a licensed mortgage broker and the owner of Interconnect Mortgage. I help buyers and homeowners across Florida, Georgia, and South Carolina make confident mortgage decisions — especially when the situation isn’t straightforward.
Many of the clients I work with are self-employed, moving up, investing in real estate, or trying to restructure debt to improve cash flow. My role is to look beyond surface-level numbers, explain options clearly, and help clients understand the trade-offs so they can choose what truly fits their goals.
Rather than pushing one-size-fits-all loan programs, I take a strategy-first approach. That means slowing the process down just enough to get it right, asking the right questions, and making sure clients feel informed and supported every step of the way.
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This consent is not required to obtain a loan. You may
contact us directly at (561) 556-7109.
While I work with clients throughout Florida, Georgia, and South Carolina, I’m based in Palm Beach Gardens and regularly help buyers and homeowners in Jupiter, North Palm Beach, Palm Beach Shores, West Palm Beach, and surrounding communities.
Local market conditions matter. Property taxes, insurance costs, condo guidelines, and lending nuances can vary significantly by area, which is why local knowledge plays an important role in making smart mortgage decisions.
Whether you’re purchasing a primary residence, refinancing, or exploring options as a self-employed borrower or investor, my role is to help you understand how national lending guidelines intersect with local realities — so there are no surprises along the way.


5220 Hood Rd Ste 110
Palm Beach Gardens, Florida 33418
Interconnect Mortgage Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Interconnect Mortgage Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including
HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
*When refinancing your existing loan, it's important to understand that while your monthly payments may decrease, the total finance charges you pay over the entire life of the loan could ultimately be higher.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit https://www.usda.gov/

© Copyright 2026 | Interconnect Mortgage Inc. | All rights reserved.
© Copyright 2026 | Interconnect Mortgage Inc. | All rights reserved.