Should You Refinance Your Mortgage? Find Out in Minutes
Use our quick Refinance Calculator to see if lowering your rate, changing your term, or tapping into home equity makes financial sense right now.
Is Now the Right Time to Refinance? Let’s Find Out.
Use our quick Refinance Calculator to see if lowering your rate, changing your term, or tapping into home equity makes financial sense right now.
Refinancing your mortgage isn’t just about chasing a lower rate—it’s about making your money work smarter for you. Whether you’re hoping to reduce monthly payments, pay off your home faster, or access your equity for other goals, this calculator helps you see the numbers clearly. In just a few minutes, you’ll discover how small changes in rate or term could lead to big long-term savings.
1. Rate & Term Refinance
Lower your payment, shorten your loan, or both.
Lock in a lower rate to reduce long-term interest costs
Shorten your loan term and build equity faster
Switch from an adjustable-rate mortgage to a stable fixed rate
2. Cash-Out Refinance for Renovations, Improvements, or Investments
Tap into your home’s equity to fund what matters most.
Use cash-out funds to remodel your kitchen, bath, or outdoor space
Invest in additional real estate or business opportunities
Boost your home’s value while improving your lifestyle
3. Debt Consolidation Refinance
Simplify your finances and lower your overall interest.
Pay off high-interest credit cards, personal loans, or car notes
Combine multiple debts into one manageable monthly payment
Improve cash flow and reduce financial stress
Run My Numbers
Refinance Benefits Calculator
Compare your refinancing options and see potential savings
Your Refinance Comparison
Important Disclaimer
This calculator provides estimates for comparison purposes only. Actual loan terms, rates, and payments may vary based on your credit profile, property value, debt-to-income ratio, and current market conditions.
Additional costs such as closing costs, appraisal fees, title insurance, and other loan-related expenses are not included in these calculations and may affect your overall savings.
When refinancing your existing loan, it's important to understand that while your monthly payments may decrease, the total finance charges you pay over the entire life of the loan could ultimately be higher.
Please consult with a qualified mortgage professional to discuss your specific situation and obtain accurate loan terms and pricing.
Let’s Turn Your Numbers Into a Real Plan
Running the calculator is a great first step—but every homeowner’s situation is unique.
Interest rates, equity, credit, and future goals all play a role in finding the best refinance strategy.
That’s where we come in.
Our team at Interconnect Mortgage will review your results, explore custom loan options, and help you decide if refinancing now truly benefits you—no pressure, just clarity.
Schedule Your Free Refinance Review
Contact Us
5220 Hood Rd Ste 110
Palm Beach Gardens, Florida 33418
Interconnect Mortgage Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Interconnect Mortgage Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including
HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
*When refinancing your existing loan, it's important to understand that while your monthly payments may decrease, the total finance charges you pay over the entire life of the loan could ultimately be higher.
For information directly from HUD/FHA, visit https://www.hud.gov/guidance
For information directly from the VA, visit http://www.benefits.va.gov/HOMELOANS/
For information directly from the USDA, visit https://www.usda.gov/
© Copyright 2025 | Interconnect Mortgage Inc. | All rights reserved.
© Copyright 2025 | Interconnect Mortgage Inc. | All rights reserved.