Elderly couple sitting comfortably in a Florida home with caregiver, representing hidden Medicare in-home care options and reverse mortgage support for aging in place.

Aging in Place: Hidden Care Options You Didn’t Know Existed

August 31, 20253 min read

Aging in Place: Hidden Care Options You Didn’t Know Existed

The reality families face

When it comes to aging in place, most people assume the only choices are assisted living or skilled nursing once health issues arise. But the truth is, far more options are available than families realize — and many of them can happen right in the comfort of home.

Unfortunately, these resources often go unused simply because people don’t know they exist.


The best-kept secret: care can come to you

Many seniors (and their adult children) are shocked to learn how many medical services are available in-home and covered under Medicare Part B:

  • Nurse practitioners who make house calls

  • Blood draws and even X-rays in your living room

  • Physical, occupational, and speech therapy delivered at home

  • Podiatrists who handle foot care right in the home

  • Specialized wound care brought directly to you

Instead of sitting in a crowded waiting room when you’re not well, you can get the care you need at home — and in many cases, Medicare takes care of the bill.


Retrofitting homes for independence

Another reason families think seniors need to move: the house itself.

But with the right modifications, homes can be adapted to meet new needs. Grab bars, ramps, walk-in showers, widened doorways, and kitchen retrofits can make a huge difference.

As one local provider explained, “It’s not inevitable that you’ll have to move into assisted living. We have 100-year-old patients living comfortably in their homes thanks to the right modifications and care.”


Where to start: finding resources

Here’s the big question families ask:
👉 “Who do I even call to get this started?”

While a primary care doctor may encourage exercise or safety changes, they rarely provide specific contacts or programs. Families often find better direction by:

  • Checking with the National Care Plan Council

  • Exploring veterans’ benefits that help with in-home care (often overlooked)

  • Asking local providers who know the community network

  • Reaching out to seasoned professionals like Linda Borgmeyer of Novoleo Therapy & Fitness in Palm Beach Gardens, who connect families with the right resources every day


How reverse mortgages can help fill the gaps

While many services are covered by Medicare or veterans’ benefits, others — like private duty care or major home modifications — are not.

That’s where a reverse mortgage can play a role. By unlocking home equity, seniors can:

  • Free up cash to pay for caregivers or home upgrades

  • Stay in the home they love without adding a new monthly payment

  • Ease financial strain on adult children who may be helping cover costs

  • Expand options beyond what insurance alone provides

The goal isn’t to push one solution. It’s about giving families choices — financial, medical, and practical — so they can make the best decision for their situation.


Key takeaway

Aging in place doesn’t mean settling for less. From in-home medical services to home modifications and financing options, there are resources designed to help seniors stay safe, independent, and comfortable at home.

Too many families don’t know where to begin. Now you do.


👉 Want to see more about these hidden resources?
We filmed a full conversation with Linda Borgmeyer of Novoleo Therapy & Fitness that dives deeper into these options. You can watch it here:
Watch the video: Aging in Place — Hidden Care Options You Didn’t Know Existed

Linda Borgmeyer — Novoleo Therapy & Fitness
https://www.novoleotf.com/
Phone: 561-320-3211

Interconnect Mortgage — NMLS 1720882

https://interconnectmortgage.com/

Phone: 561-373-0371


Check licensing at NMLS Consumer Access

Disclaimer: This content is for educational purposes only and not a commitment to lend or provide medical advice. Always consult licensed medical providers and attorneys for health or legal decisions. All loans are subject to credit approval, program guidelines, and property requirements. Borrowers remain responsible for property taxes, homeowners insurance, and home maintenance. Not all applicants will qualify.

Mortgage broker in FL, GA, SC & VA. 34+ years helping buyers, self-employed clients, and investors get financed.

Toni Taylor Gozza

Mortgage broker in FL, GA, SC & VA. 34+ years helping buyers, self-employed clients, and investors get financed.

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