What Determines Your Mortgage Interest Rate? (It Is Not the Same for Everyone)
Your mortgage rate is not the same as everyone else's. Credit, down payment, loan type, and your choices all shape it. Here is what actually determines your rate.

Your mortgage rate is not the same as everyone else's. Credit, down payment, loan type, and your choices all shape it. Here is what actually determines your rate.

Stop guessing what you can afford. Toni Taylor Gozza breaks down the free Florida affordability calculator at Interconnect Mortgage in Palm Beach Gardens. Real DTI math, real costs, and your true buying power before you start shopping.

Closing costs in Florida can run $8,000 to $30,000 on top of your down payment. Toni Taylor at Interconnect Mortgage in Palm Beach Gardens breaks down every fee, who pays what, and how to reduce what you owe at closing.

FHA loans have an image problem and it is costing people money. Toni Taylor at Interconnect Mortgage breaks down the real difference between FHA and conventional loans in Florida including how mortgage insurance is actually calculated, what your credit score does to your monthly payment, and how to figure out which program actually saves you more money based on your specific situation.